Property Investment in Thailand

Koh Samui is Thailand’s most exclusive and magical tropical island. It is a world-class holiday destination.

The Development

Set high in the hills overlooking internationally famous Fisherman’s Village at Bo Phut, Banyan Villas comprises 21 detached three bedroom villas, all with private pool. The properties enjoy stunning views across Bo phut and the ocean toward the island of Koh Phangan. The best facilities on the island are all close by; the fine dining of Fisherman’s Village, Tesco Lotus, Major Cinema Complex, Big C are all just a few minutes away and the airport and Santiburi Golf Course are within 15 minutes drive. The project has been designed to be in keeping with Thai architecture but with international standards and comforts. The roof lines on all the villas and salas are in the traditional Thai style with light coloured roof tiles used to achieve a softer look. The project is being developed in 3 phases to minimize disruption for early buyers and smooth the entire construction process.

Key Investment Considerations

• Guaranteed rental returns with no mortgage repayment for 2 years
For borrowing of up to 50%, and a term of up to 10 years, a guaranteed rental return is on offer so that the investor has no repayment to make for 2 years

• Samui - an investment hotspot within Thailand

Koh Samui has become a haven for high net-worth individuals. Hard evidence for this is emergence of world renowned five star hotel companies who, after in-depth analysis and feasibility studies, have chosen this island as a new destination for their resorts. The Four Seasons have already opened up and The Conrad, The Mandarin Oriental and The Hyatt are following suit. Further enhancing its investment appeal, Samui is also now very accessible via air, with direct flights from Bangkok, Malaysia, Singapore and Hong Kong.

• Prime location just minutes from fashionable Fisherman’s Village

The best facilities on the island are all close by; the fine dining of Fisherman’s Village, Tesco Lotus, Major Cinema Complex, Big C are all just a few minutes away and the airport and Santiburi Golf Course are within 15 minutes drive.

• First class build and finishing with 10 year structural integrity guarantee and ‘six month return to site policy’

• Mortgage finance is available, from an independent finance company, allowing buyers to leverage their investment

• Full property management services available on request

Owners are invited to join the property management scheme in order to achieve rental yields in line with market rates for luxury holiday villas in Koh Samui. The program includes, but is not limited to:

• Resort marketing
• Airport transfer
• Provision of check-in/check-out services
• Provision of room cleaning service before and after each visitor
• Property maintenance and technical assistance

Financing and charges
• Fixed interest rate of 7.6%*
• Financial assistance up to 60%* (LTV) Loan to Value.
• Financing is available up to 15* years from the completion of your property.
• No personal guarantee required or secondary securities.

* Standard lending terms are up to 50% (LTV) and up to 10 years.
* Financial assistance up to a maximum of 60% and/or 15 years may be available on particular developments only.
* A higher interest rate may be applicable on extended terms.

Building Guarantee

With quality of construction and finishing to Western standards, Palm Construction presents every owner with a 10 year Structural Integrity Guarantee, and a one year defects warrantee, on their property upon completion.

Six Month Return to Site Policy
Six months after the completion of your property, Palm Construction will return to site to undertake any works that have arisen since completion. Until completed, the owner will retain 5% of the total construction cost.

Construction Schedule

Construction is well underway and the completion date of the phases is as follows:
• Phase 1 March 09
• Phase 2 October 09
• Phase 3 May 10

Prices and Designs

A range of designs are available with off-plan launch prices between 15M THB and 40M THB.

Payment Schedule

The payment schedule for Banyan Villas is designed to give clients added security on their investment and the opportunity to be totally satisfied with each stage of construction before making any further payment. In fact, 100% of payments are payable only upon successful completion of the “Six month return to site policy”.

Payment Schedule with 50% Finance

Stage 1 15% cash upon signing contracts
Stage 2 15% cash upon completion of foundations/ground works
Stage 3 20% cash, plus 10% GFS finance, upon completion of the superstructure
Stage 4 30% GFS finance upon completion of the internal finishing’s
Stage 5 5% GFS finance upon handover. (less deposit)
Final payment 5% GFS finance upon completion of our “Six month return to site policy”

Payment Schedule No Finance

Stage 1 15% upon signing contracts
Stage 2 15% upon completion of foundations/ground works
Stage 3 20% cash, plus 10% GFS finance, upon completion of the superstructure
Stage 4 30% upon completion of the superstructure.
Stage 5 5% upon handover. (less deposit)
Final payment 5% upon completion of our “Six month return to site policy”

Reservation

The reservation fee is 250,000 baht, non refundable, which takes a property off the market for 30 days.

Click here to register for more information or call us on UK +44 (0)845 833 4725